Open Access Policy

Introduction

The International Journal of Business, Management & Financial Insight (IJBMFI) is dedicated to the free and unrestricted dissemination of scholarly research. Our open access policy reflects a commitment to enhancing the global reach, accessibility, and impact of high-quality academic work in the fields of business, management, finance, and related disciplines.

Free and Immediate Access

All articles published in IJBMFI are made freely and immediately available online upon publication. No subscription, registration, or payment is required. This approach maximizes the visibility and impact of authors’ work, ensuring it reaches a broad international audience across academic, industry, policy, and public sectors.

Licensing Terms

IJBMFI publishes all content under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License (CC BY-NC-ND 4.0). Under this license, users may:

  • Share: Copy and redistribute the material in any medium or format.

Conditions:

  • NonCommercial: Use is permitted only for non-commercial purposes.

  • NoDerivatives: The material may not be altered, remixed, or built upon.

  • Attribution: Proper credit must be given to the original author(s), along with a link to the license. Indications of any changes must also be noted (if applicable), although modifications cannot be shared.

This licensing model maintains the integrity of the original work while allowing for educational and non-commercial dissemination.

Author Rights and Copyright

IJBMFI supports author rights and intellectual ownership. Authors retain full copyright of their work. The journal is granted a non-exclusive license to publish, archive, and distribute the article. Authors are free to share, distribute, or reuse their content (with proper citation), including uploading to institutional repositories or personal websites.

No Embargo Policy

IJBMFI enforces a zero-embargo policy, meaning that all articles are available to readers immediately upon publication, without any delay. This ensures timely contribution to scholarly dialogue and practical application.

Benefits for Authors

Publishing with IJBMFI under its open access framework offers the following advantages:

  • Increased Visibility & Citations: Open access articles are generally accessed and cited more widely.

  • Global Reach: Content is accessible to readers worldwide, including those from institutions without subscription resources.

  • Impact Across Communities: Articles are available to academics, professionals, students, and policymakers without restriction, enhancing cross-sector engagement.

Article Processing Charges (APC)

To support the sustainability of its open access operations, IJBMFI applies a one-time Article Processing Charge (APC) upon acceptance of a manuscript.

  • APC Details: For current APC rates, authors are encouraged to consult the Charges Policy prior to submission.

  • Waivers & Discounts: Partial or full waivers may be granted to authors from low-income countries or in cases of demonstrated financial need.

  • No Submission Fees: IJBMFI does not charge any submission fees, ensuring a fair and inclusive submission process.

Compliance with Funding Requirements

IJBMFI’s open access policy is fully compliant with mandates from major funding agencies and institutions. Authors can confidently submit funded research, knowing that the journal meets open access requirements for grant-based publishing.

Long-Term Digital Preservation

To safeguard the scholarly record, IJBMFI uses reliable digital archiving systems to ensure all published content is preserved permanently. In the event of journal discontinuation, access to published material will remain available to the research community.